Standard Contract for Banking Credit Agreements According to Government Policy No. 8 of 1999 in Relation to Government Policy No.10 of 1998
The position of one of the more attractive parties can determine the conditions without providing an ineffective position for the other party. For the sake of consumer protection, the Consumer Protection Act has given certain restrictions on agreements that contain standard clauses. Thus, UUPK makes a legal contribution by limiting contract freedom in standard agreements. One of the objectives of the national banking system is to ensure that banks do not compete financially with their customers but must serve the financial needs of the community, fairly and smoothly. A healthy bank operation based on services that can secure and convince the public, and itself, will actively support the establishment of a healthy banking system. Good experience in Indonesia and in other countries shows that some banks have experienced difficulties and have been forced to close, namely because the community needs protection for their company's funds in the banking system.