Technology as Liquidity Risk of Banks in Indonesia

Abstract

I. Waspada.

This study aims to analyze the factors affecting information technology as liquidity risk of Islamic banks in Indonesia. Information technology as a trade off has liquidity risk in banking business activities. The components are suspected to influence Technology as liquidity risk(CR) are Capital(CAR), Profitability(ROA), Market Risk(NPL) and Size of Firm. The exploration technique utilized is informative review and quantitative strategies. Time arrangement information from the period 2008-2016. The information source utilized is auxiliary information from the measurement investigates Islamic Banking insights is taken from the Indonesian Financial Services Authority. Information is then examined utilizing various relapse investigation. The outcome showsthat Market Risk and Size of Firm has a huge positive effect on Technology as liquidity chance, while Bank Capital and Profitability has a positive however unimportant effect on Technology as liquidity chance.